Pet Insurance??

Questions, answers, tips and more about camping with pets.

Pet Insurance??

Postby Poodle Jewel » Wed Feb 04, 2009 9:36 pm

Does any one have it and recommend it ? RSPCA pay up to 80% of vet bill.
Had to take my 8 year old poodle to the vet today for the first time other than his yearly injections,thought it might be time to look at some cover.
The Lord is my shepard,i shall not want......only sometimes.
Poodle Jewel
Mr(or Mrs) Dribble
 
Posts: 1603
Joined: Wed Jan 02, 2008 8:13 pm
Location: Gold Coast

Re: Pet Insurance??

Postby ben... » Wed Feb 04, 2009 10:00 pm

you need to be careful what the cover. it seems that some elective procedures are not always covers, and things like preventions and vaccinations are not always covered either. Its certainly a good idea when it comes to having large surgery done like dentistry and orthopedics, as they do tend to pay up on those. Ticks and alike can be touch and go with the many companies that offer insurance. You should he able to ask your local vet if they have a list of companies so you can compare the many (i think off the top of my head there are over 10 or 12 companies now offering pet insurance)

hope this help.

edit: another thought just reading back, you may stuggle getting insurance on an 8 year old dog now... and find it hard to get them to payout on... best ring around and ask the age limit they will cover. Poodle may be ok, howevre a boxer will not get cover at that age.
User avatar
ben...
Post Machine!
 
Posts: 216
Joined: Wed Jul 30, 2008 9:58 am
Location: BNE - Redlands.

Re: Pet Insurance??

Postby GypsyLady » Thu Feb 05, 2009 9:09 am

The cut off point for my girl was 8 years so check that one out PJ.

Also when I did the sums for mine I found that the insurance package for 2 was just not worth it....the most they would pay for an item was $500 and there was also an annual limit.

And of course the usual applies....existing conditions etc.

It was not RSPCA....in fact I did not even know that they carried insurance.
Image
The worst day camping still beats the best day working
GypsyLady
Difficult Customer
 
Posts: 8589
Joined: Wed Dec 13, 2006 9:50 am
Location: SEQld

Re: Pet Insurance??

Postby Poodle Jewel » Thu Feb 05, 2009 12:06 pm

Cut off age with RSPCA is 9 they pay 70/80% of vet bill where as some others only pay $500 flat.They do state what they do and don`t cover.
The Lord is my shepard,i shall not want......only sometimes.
Poodle Jewel
Mr(or Mrs) Dribble
 
Posts: 1603
Joined: Wed Jan 02, 2008 8:13 pm
Location: Gold Coast

Re: Pet Insurance??

Postby GypsyLady » Thu Feb 05, 2009 12:34 pm

Is there an annual limit PJ??
Image
The worst day camping still beats the best day working
GypsyLady
Difficult Customer
 
Posts: 8589
Joined: Wed Dec 13, 2006 9:50 am
Location: SEQld

Re: Pet Insurance??

Postby Poodle Jewel » Thu Feb 05, 2009 12:46 pm

yes. depending which policy 5 to 8 thousand.
The Lord is my shepard,i shall not want......only sometimes.
Poodle Jewel
Mr(or Mrs) Dribble
 
Posts: 1603
Joined: Wed Jan 02, 2008 8:13 pm
Location: Gold Coast

Re: Pet Insurance??

Postby AussieSunset » Thu Feb 05, 2009 1:46 pm

When i was looking for one for Phoebe the RSPCA was the best coverage i could find. But it's wasn't worth it for Phoebe as with her condition wouldn't be covered now due to it being already excisting. But i am concidering it for my next furry member (being a poodle pup).

Hope the vet visit wasn't for something serious PJ.
Life is what happens when you've made other plans. :)
User avatar
AussieSunset
Blatant Padder
 
Posts: 379
Joined: Sun Aug 19, 2007 6:24 pm
Location: Bribie Island, QLD

Re: Pet Insurance??

Postby GypsyLady » Thu Feb 05, 2009 2:19 pm

Poodle Jewel wrote:yes. depending which policy 5 to 8 thousand.


Might look at that one myself, thanks PJ. My girls are 6 and 3 so it should not be a problem at all.
Image
The worst day camping still beats the best day working
GypsyLady
Difficult Customer
 
Posts: 8589
Joined: Wed Dec 13, 2006 9:50 am
Location: SEQld

Re: Pet Insurance??

Postby amanda » Thu Feb 05, 2009 2:36 pm

Purely out of curiosity here people - as I don't have a pet - what would your average 12 month premium be for a medium sized dog of say 2 years old?
It's all fun and games until someone gets hurt - then it's bloody hilarious!
User avatar
amanda
Mr(or Mrs) Dribble
 
Posts: 1376
Joined: Thu Jul 13, 2006 4:14 pm
Location: Gold Coast

Re: Pet Insurance??

Postby Poodle Jewel » Thu Feb 05, 2009 7:56 pm

Depending on whether you choose basic cover or premium cover Amanda it is about $19 /$25 per month as my boy is now 8 and previously never needed a vet i thought it is in their old age that they can cost you if they develop Arthritis or other old age diseases.
The Lord is my shepard,i shall not want......only sometimes.
Poodle Jewel
Mr(or Mrs) Dribble
 
Posts: 1603
Joined: Wed Jan 02, 2008 8:13 pm
Location: Gold Coast

Re: Pet Insurance??

Postby Poodle Jewel » Thu Feb 05, 2009 9:04 pm

My how things have changed since September 11, just reading " things not covered""
They will not cover injuries to your dog/cat sustained by a terrorist attack :roll:
The Lord is my shepard,i shall not want......only sometimes.
Poodle Jewel
Mr(or Mrs) Dribble
 
Posts: 1603
Joined: Wed Jan 02, 2008 8:13 pm
Location: Gold Coast

Re: Pet Insurance??

Postby GypsyLady » Thu Feb 05, 2009 9:13 pm

Will they cover for the life of the pet PJ or will coverage cease once the pet reaches a certain age??
Image
The worst day camping still beats the best day working
GypsyLady
Difficult Customer
 
Posts: 8589
Joined: Wed Dec 13, 2006 9:50 am
Location: SEQld

Re: Pet Insurance??

Postby Poodle Jewel » Thu Feb 05, 2009 9:15 pm

The life of your pet, Gypsy.
The Lord is my shepard,i shall not want......only sometimes.
Poodle Jewel
Mr(or Mrs) Dribble
 
Posts: 1603
Joined: Wed Jan 02, 2008 8:13 pm
Location: Gold Coast

Re: Pet Insurance??

Postby GypsyLady » Fri Feb 06, 2009 8:11 am

Great, thanks PJ...will definitely look at it again.
Image
The worst day camping still beats the best day working
GypsyLady
Difficult Customer
 
Posts: 8589
Joined: Wed Dec 13, 2006 9:50 am
Location: SEQld

Re: Pet Insurance??

Postby amanda » Fri Feb 06, 2009 8:15 am

Poodle Jewel wrote:Depending on whether you choose basic cover or premium cover Amanda it is about $19 /$25 per month as my boy is now 8 and previously never needed a vet i thought it is in their old age that they can cost you if they develop Arthritis or other old age diseases.

Hey, that's not too bad considering the enormous costs that can arise from a visit to the vet. I think I'd seriously consider it if I had a pet! I'd just need to try and avoid those terrorist attacks I guess.
It's all fun and games until someone gets hurt - then it's bloody hilarious!
User avatar
amanda
Mr(or Mrs) Dribble
 
Posts: 1376
Joined: Thu Jul 13, 2006 4:14 pm
Location: Gold Coast

Next

Return to Camping with Pets

Who is online

Users browsing this forum: No registered users and 0 guests

cron